Rates & Terms
Full Disclosure of Rates & Fees
The lender provides documents that contain all fees and rate information pertaining to the loan being offered to you by the lender. Please review the fee and APR percentage rate information provided to you by your lender at this time thoroughly and completely before agreeing to the terms of the payday loan. You are under no obligation to accept these terms. If you decide the loan terms detailed in the lender contract are acceptable and wish to proceed with the loan process, e-sign the page and await transfer of your funds. Each lender has varying amount of time to transfer your funds, it depends on time of day you apply and what day of the month.
The loan fees and interest rates are determined solely by your lender, with specific amounts determined based upon the information you submitted to the lender. We has no control or knowledge of the loan details between you and your lender. You are under no obligation to continue with the application process if you find a particular lenders loan terms unsuitable.
Late Payment Fees
Payday loan lenders have varying policies regarding late payments. Review the late payment policy detailed in the loan documents provided to you by your lender before appending your e-signature, and thereby agreeing to the loan terms. All lenders, however, must abide by applicable laws, rules, and regulations regarding late payment fees.
Additional fees or charges may apply to you in the event that you are unable to repay your loan. We commercially reasonable efforts to work only with reputable lenders dedicated to pursuing collections of past due accounts with conduct that is fair and reasonable.
Loan Renewal Fees
Loan renewal policies are largely governed by state regulatory legislation. In states where rollovers, or repayment term extensions, are allowed, interest rates, along with any late fees that may be assessed, can add a substantial dollar amount to the end price of your loan. Find your state.s laws and regulations governing rollovers and extensions from among the list down below. Read the lenders terms in full regarding loan renewal options before signing the loan contract.
Standard Rates & Fees
If matched with one of our lenders, the rates and fees depend on each applicant’s information, state and the lender matched with. If you borrowed $100 the fees or interest would range from $15 to $35, we cannot provide specific rate information unless you fill out our risk-free, no obligation application. We are not a lender. Our services matches you with the best possible lender, until the match is made we cannot provide exact rate information. Once your completely filled out our free online loan application and matched with a lender, you will be able to review actual rate information before accepting the loan. There is no obligation to accept any loan offer after submitting your online application. Once you have been matched with a lender, even then you have the option not to borrow money.
Lets get started; please enter your information on our online form application carefully. All we need is basic information from you, such as:
1. Contact details
2. Employment information
3. Bank Details where the money should be wired to
Once you have been matched with a lender, you will be provided lending terms which you agreeing to by borrowing money from the lender. Make sure to review the loan amount, the terms, and the fees presented before making the decision to agree to the loan. Acceptance is simple and conducted by e-signature.